The scheme aims to support Scheduled Castes and Scheduled Tribes families below the poverty line through concessional loans and subsidies for self-employment in various sectors.
Self-Employment Scheme for Scheduled Castes and Tribes - Introduction
The “Self-Employment Scheme for Scheduled Castes and Tribes” by the Social Welfare Department, Government of Uttarakhand, aims to promote self-employment and sustainable livelihood among scheduled caste and scheduled tribe families living below the poverty line. Under this scheme, loans are provided through various banks to scheduled caste families living below the poverty line for projects up to ₹20,000 to ₹7,00,000 in agriculture, services, business, and transport. The scheme offers a government subsidy of 50% of the project cost or a maximum of ₹10,000.
- Agricultural Equipment
- Automobile Workshops
- Band Parties
- Orchestras
- Beauty Parlors
- Bicycle Repair
- Biogas Plants
- Barber Shops
- Bookbinding
- Brick Making
- Bullock Carts
- Cable TV
- Candle Making
- Greeting Card Making
- Carpet Industry
- Cloth Business
- Copper Industry
- Departmental Stores
- Dhabas and Restaurants
- Driving Schools
- Fruit and Flower Production
- Flour and Rice Mills
- Goat Rearing
- Bakeries
- General Stores (Pansari Ki Dukan)
- Hosiery
- Bamboo Furniture Making
- Wooden Furniture Making
- Leather Goods Manufacturing
- Shoe Making
- Cement Block Making
- Beekeeping
- Nursing Homes
- Poultry Farming
- Printing Presses
- Pottery Work
- Sweet Shops
- Tailoring Shops
- Tire Servicing
- Lamination
- PCO/STD Booths
- Tent Houses
- Auto-taxis
- Marble Polishing
- Sale and Repair of Electrical Goods
- Fast Food Shops
- Etc.
Benefits
- Loan Amount: Project loans from ₹20,000/- to ₹7,00,000/- through nationalized banks.
- Subsidy: 50% of the project cost or up to ₹10,000/- as government subsidy.
- Margin Money: 25% of project cost provided at 4% annual interest.
Eligibility
- The applicant must belong to a Scheduled Castes or Tribes community.
- The applicant must be living below the poverty line.
- The applicant’s annual income must not exceed ₹15,975/- in rural areas and ₹21,206/- in urban areas.
- The applicant must not be a defaulter of any bank or financial institution.
- The applicant must not have availed any subsidy from any government scheme earlier.
- The applicant must possess a commercial driving license.
Application Process
- Step 1: The interested applicant downloads the application form from the official website.
- Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
- Step 3: Submit the duly filled and signed application form along with the documents to the Village Development Officer/Assistant Social Welfare Officer/Block Development Officer.
Rural Areas: Beneficiaries are selected through open meetings in Gram Sabha.
Urban Areas: Selection is done through interviews.