Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)

  • Scheme For: Individual
  • Categories: Women and Child, Business & Entrepreneurship
  • Tags: Self Employment, Loan, Entrepreneurs, Self Reliant

The scheme aims to create self-employment for women and make them self-reliant. Through this scheme, individual women entrepreneurs are provided with microfinance loans to start a business of their choice.

Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam) - Introduction

The scheme "Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)" by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide Microfinance for individual women entrepreneurs to create self-employment for women and make them self-reliant.

Under this scheme, loans are provided on an individual basis to women beneficiaries to start a business of their choice.

The scheme is implemented by the Gujarat Gopalak Vikas Nigam.

Benefits

  • The scheme provides 100% of the loan amount to eligible women beneficiaries, up to a maximum limit of ₹1,25,000/-.
  • The loan carries an interest rate of 4% per annum.

Eligibility

  • The applicant should belong to the Rabari and Bharwad castes from the socially and educationally backwards classes.
  • The applicant should be a woman.
  • The applicant's age should be between 21 and 45 years.
  • The applicant's annual income should not exceed ₹3,00,000/-.

Application Process

  • Step 1: Register on the Official Portal
  • Go to the ggdconline.gujarat.gov.in Gujarat Gopalak Vikas Nigam.
  • Scroll down on the homepage, find the "Mahila Samrudhhi Yojana" and click on "Apply Now".
  • You will be directed to the application form.
  • Step 2: Access and Fill Out the Application Form
  • Select "Mahila Samrudhhi Yojana".
  • Provide Aadhaar, Ration, Voter ID, full name (Last, First, Father/Husband), address, district, taluka, village, PIN, date of birth, age, caste, subcaste, phone, mobile, email, gender, and marital status.
  • Enter income certificate number, issue date, issuing officer's name, total annual family income (up to ₹ 3,00,000/-), and parent/guardian's occupation.
  • If "Physically Handicapped," select "Yes" or "No". If you selected "Yes", provide the percentage (in %).
  • Indicate if any family member works in a government or private job. If "Yes," provide their Name, Designation, Place, and Salary details.
  • Select your Education Qualification: Uneducated, Educated, Graduation, Post Graduation, or Other Degree.
  • If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
  • Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
  • Step 3: Review and Final Submission
  • Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
  • Track and Review Status
  • Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
  • Go to the ggdconline.gujarat.gov.in of Gujarat Gopalak Development Corporation.
  • Scroll down and locate the Know App Status. Click on "Know App Status".
  • Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.

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