Banking

LIDCOM Gattai Stall Scheme

Being implemented by LIDCOM, Govt. of Maharashtra for the Roadsides Cobblers from the (Scheduled Caste) Charmakar Community, this scheme provides a 100% subsidy for the erection of a Tin Stall of Size 4’ x 5’ x 6.5’ costing ₹16367/- per stall and ₹500/- incidental charges.

Direct Lending Scheme

Through the “Direct Lending Scheme”, the Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC) provides direct loans for the economic upliftment of the members of the Scheduled Castes and Handicapped People in the state of Punjab.

Group Insurance for Differently Abled Person Government Employees

The scheme “Group Insurance for Differently Abled Person Government Employees” was launched by the Department of Social Welfare, Government of Puducherry. In this scheme, in the case of death due to accident while in service the sum insured will be given to the family of the deceased employee.

LIDCOM Margin Money Loan Scheme

In this scheme, for a loan limit from ₹50,001 to ₹5,00,000/-, 20% of the Project cost loan as Seed Capital is paid by the Corporation @ 4% interest per annum. A maximum of ₹10,000/- will be paid as a subsidy by Corporation. A 5% amount of project cost will have to be contributed by the beneficiary.

Senior Citizens Saving Scheme

Introduced in 2004 by the Govt. of India, SCSS offers a steady stream of income for individuals over 60 years old. As it is a government-backed scheme, there is minimal risk associated with SCSS. Individuals can apply for this scheme in post offices and public and private banks.

LIDCOM 50% Subsidy Scheme

The “50% Subsidy Scheme” is a scheme by LIDCOM, Govt. of Maharashtra. In this scheme, 50% amount is being given as a subsidy on a maximum loan amount of ₹50,000/-. The subsidy is subject to the maximum limit of ₹10,000/-. The bank charge of interest is as per the existing rate.