Rythu Bima Scheme

by
TelanganaBima Death Insurance Farmer Life Insurance
  • Scheme For: Individual
  • Categories: Agriculture,Rural & Environment
  • Tags: Farmer, Death Insurance, Life Insurance, Bima

Rythu Bandhu Farmer Group Life Insurance Scheme for Farmers is a life insurance scheme by the Government of Telangana that provides insurance coverage to the nominee of a farmer in case of the farmer’s death. It is free for farmers and is implemented through LIC.

Rythu Bima Scheme - Introduction

Rythu Bima is a social security initiative of the Government of Telangana launched on 14th August 2018, aimed at providing financial support to the families of farmers in the event of the farmer's untimely death. The main objective of the scheme is to ensure financial security to the families of deceased farmers by offering life insurance coverage for both natural and accidental deaths.

Benefits

  • Insurance Coverage: ₹5,00,000/- per eligible farmer
  • Coverage Type: Natural and accidental deaths
  • Claim Settlement Mode: Direct bank transfer to the nominee’s account
  • Claim Process: Entirely online, farmer families are not required to visit any office

Eligibility

  • The applicant must be a farmer.
  • The applicant must be a resident of Telangana.
  • The applicant must be aged between 18 and 59 years.
  • The applicant’s details should be available in the Dharani database under RoR (Record of Rights) land records.
  • The applicant should possess a valid Pattadar Pass Book (PPB) or a RoFR (Recognition of Forest Rights) Patta.

Exclusions

Application Process

  • Step 1: Voluntary Enrolment by Farmer: Farmer shares personal, land, and nominee details with the Agriculture Extension Officer (AEO).
  • Step 2: Entry into Rythu Bima Portal: AEO enters enrolment data into the Rythu Bima online portal. Includes uploading required documents.
  • Step 3: Land Record Verification Farmer’s land details are automatically verified using the Dharani land records database.
  • Step 4: Authentication Mandal Agriculture Officer (MAO) authenticates the data submitted.
  • Step 5: LIC ID Generation LIC generates a unique insurance ID for the farmer. SMS with LIC ID is sent to the farmer’s registered mobile number.
  • Step 1: Intimation of Death Nominee informs the District Nodal Officer through the Rythu Bima portal.
  • Step 2: Document Upload Nominee must upload scanned copies of the following: Death Certificate, Identity Proof of the deceased farmer, Nominee’s ID Proof, Pattadar Passbook copy, Bank details of the nominee, Other supporting documents, if required
  • Step 3: Online Verification The claim is verified by designated authorities via the portal. If found valid, the file is forwarded for processing.
  • Step 4: Settlement An amount of ₹5,00,000 is credited to the nominee’s bank account. SMS confirmation is sent to the nominee on successful payment.

Downloads & Media

PDF
Guideline
EXTERNAL LINK
Official Portal