The scheme is implemented by the Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to ₹15,00,000 are provided at an annual interest rate of 6% to 8% to individuals from the Backward Classes to enhance their employability.
Term Loan Scheme for Backward Classes - Introduction
Term Loan Scheme for Backward Classes is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans of up to ₹15,00,000 are provided at an annual interest rate of 6% to 8% to individuals from the Backward Classes to enhance their employability. This applies to those with an annual family income of up to ₹3,00,000 in both rural and urban areas. Applicants must be between 18 and 55 years old, permanent residents of Haryana, and belong to the Backward Classes.
Benefits
- Under the scheme, Nigam provides loans of up to ₹15,00,000/- at an annual interest rate of 6% to 8% to individuals from the Backward Classes to enhance their employability.
Eligibility
- The applicant should be a permanent resident of Haryana.
- The applicant should be between 18 and 55 years old.
- The applicant should belong to the Backward Classes category.
- The annual family income of the applicant should not exceed ₹3,00,000/- in both rural and urban areas.
- The applicant should have a Parivar Pehchan Patra (PPP ID).
Application Process
Registration Process on Antyodaya-SARAL Portal:
- The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal.
- If the applicant is not registered on the portal, he/she gets registered there.
- For registration, click New User under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
- Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
- To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
- Enter Password & Captcha and click on ‘Login’.
- After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’.
- Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
- Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
- Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”.
- Fill in all the mandatory details and upload all the mandatory documents.
- Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official status.saralharyana.nic.in by entering their Department Name, Scheme Name, and Application Reference ID.