Aponar Apon Ghar is a Home Loan Subsidy Scheme by the Finance Department, Government of Assam. The objective is to realize the vision of “Housing for All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
Aponar Apon Ghar - Introduction
Aponar Apon Ghar is a Home Loan Subsidy Scheme by the Finance Department, Govt. of Assam. The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house.
All the applicants will get home loans at subsidized interest rates. Applicants must avail of housing loans from any Scheduled Commercial Bank, Regional Rural Bank, or Assam Cooperative Apex Bank within the state.
The state government will provide ₹2,50,000 subsidy on home loans up to ₹40,00,000.
This house loan subsidy is only for those who are purchasing their first house and have not availed of loans under the previous Apon Ghar Scheme.
The scope of the scheme is limited to the permanent residents of the state of Assam.
Benefits
Loan Amount (₹): 5,00,000 - 10,00,000
Subsidy (₹): 1,00,000
Loan Amount (₹): 10,00,000 - 20,00,000
Subsidy (₹): 1,50,000
Loan Amount (₹): 20,00,000 - 30,00,000
Subsidy (₹): 2,00,000
Loan Amount (₹): 30,00,000 - 40,00,000
Subsidy (₹): 2,50,000
Eligibility
- The applicants must be permanent residents of Assam state.
- The applicants must avail a housing loan from any Scheduled Commercial Bank, Regional Rural Bank, or Assam Cooperative Apex Bank within the state.
- The total family income of the applicant (from all sources) must not exceed ₹20,00,000.
- The housing loan must be more than ₹5,00,000 and sanctioned by the bank on or after 1st April 2019.
- The loan accounts must not be under NPA (Non-Performing Assets) status.
- This must be the first home of the composite family.
Exclusions
Those who already benefited under the Apon Ghar scheme are not eligible.
Application Process
Step 1: Visit the assamfinanceloans.in. Navigate to the "Click here for Loan Subsidy" section.
Step 2: Click "Aponar Apon Ghar (Home Loan Subsidy Scheme)". You will be taken to Application for Release for Subsidy. Fill in all mandatory fields.
Applicant's Details:
- Name
- Gender
- DOB
- PAN No.
- Email ID
- Mobile Number
- Address
Loan Details:
- IFSC of Loan Issuing Branch
- Bank Name
- Branch Name
- Account Number
- Loan Sanction Amount
- Date of Loan Sanction
- Property Address
Step 3: Upload the Supporting Documents: Land Proof, Address Proof, and PAN Card Proof. Check the Declaration, and click "Save".
Check Application Status:
Step 1: Visit the assamfinanceloans.in. At the bottom right of the page, in the "Application Tracking" section, click "Track".
Step 2: On the next page, provide your Mobile Number, and Loan Account Number or Application Number, and click "Submit".